Pets Best Insurance Waiting Period

What is the typical waiting period for a pet insurance policy.

Pets best insurance waiting period. Accident coverage begins three days after enrollment and illness coverage has the standard fourteen day waiting period. Our plans also offer some of the shortest waiting periods in the industry. A pre existing condition is defined as any condition that was present before the end of your waiting periods even if it wasn t formally diagnosed by a veterinarian. Here s a look at the companies.

Pets best covers hip dysplasia after a 14 day waiting period as long as it wasn t a pre existing condition. Waiting periods for accidents are 48 hours. In addition to our comprehensive pet health insurance coverage you can get all your pet health questions answered by veterinary experts day or night with our 24 7. All dogs have a 6 month waiting period for orthopedic conditions.

Pre existing conditions aren t covered and there s a waiting period before coverage goes into effect. In other words you already passed the first 30 days of waiting so the wellness plan can start the next day after enrollment. Pets best offers comprehensive pet insurance for cats and dogs nationwide as long as they re at least 7 weeks old. Unfortunately most pet insurance companies withhold coverage for the first few weeks after enrollment meaning you will not be able to apply for reimbursement yet are still required to pay.

All embrace insurance policies have a 14 day waiting period for illnesses. If signs or symptoms were present before the policy started there will be no coverage for that condition even if you weren t sure what was wrong with your pet. In some states congenital and hereditary conditions may have a year long waiting period but pets best generally doesn t cover these or only does so in a limited fashion after the pet s second birthday. Get answers to your pet health questions 24 7.

It s time to take a stand against these needless waiting periods. This can be reduced or waived according to pets best s policy see details below in waiting periods. All pet insurance providers including pets best do not cover pre. Most pet insurance companies offer a 14 day waiting period for both accidents and illnesses with some running a little shorter for accidents and some a little longer for illnesses.

However a waiting period of 14 days is common for policies that cover illnesses. There are many companies offering pet insurance policies and the waiting period before your pet is eligible for coverage varies from one insurer to the next. The good news is that you can reduce the waiting period for orthopedic conditions to 14 days by following the orthopedic exam and waiver process below.