Pet Insurance Monthly Cost Uk

Where you live affects the premium you will pay to insure your pet.

Pet insurance monthly cost uk. Your pet s age species and breed as well as where you live and the coverage package you choose all factor into your insurance rates. Pet insurance for a cat younger than five years old costs on average 116 a year. Why cheap pet insurance isn t always worth it. Lifetime pet insurance covers most vet treatment your dog needs during its lifetime up to a pre determined amount.

Based on our research of two dozen uk pet insurance companies we found that the cost of dog insurance for a young mixed breed dog starts from around 20 per month for time limited and max benefit policies and closer to 28 a month 332 a year for lifetime cover. The monthly premium can range from as low as 10 to higher than 100 though most pet owners can expect to pay between 30 and 50 per month for a plan with decent coverage. The best type of cover is lifetime because vet limits reset each year. Policies with higher vet fee limits renewing limits and better features can cost 2x as much if not more.

For dogs aged below five expect to pay around 225 a year. This is because location affects the costs vets face like wages and rent to pay. Insuring a cat with a standard insurance policy will cost you 10 per month on average while a dog is closer to 23 per month. Pet insurance can be a way to cover unexpected medical bills for your pet but premiums can be expensive.

The estimated monthly costs for the above items are. For example the average annual premium to insure a dog in greater london is 586 compared to 420 in the west midlands and 385 in the north east data collected by stickee june 2020. Insurers may charge you more to spread the cost of your pet insurance in monthly payments so it can often work out cheaper to pay for a policy upfront for the year. Lifetime pet insurance usually costs from 13 to more than 80 per month depending on the other factors.

The cost of owning a pet may be climbing with the average claim for vet fees hitting 757 in 2017 new data from direct line pet insurance has revealed. It might be tempting to go with a cheap pet insurance plan but sometimes these will only cover accidents not illnesses so just make sure to check what is covered in the policy.