Pet Insurance Companies That Cover Pre Existing Conditions

Some companies can eve offer online discounts extra cover options.

Pet insurance companies that cover pre existing conditions. Unfortunately no pet insurance companies cover pre existing conditions. There are currently no standard pet insurance companies that will cover your pet for existing chronic medical conditions. While you might still be able to get pet insurance your policy will exclude the particular condition that your pet was diagnosed for and may even be limited. This is true even if your pet never went to the vet for this condition.

Waggle s pre existing conditions policy only covers pets under 3 years of age and will not cover any pets who have been to the vet more than 3 times in the last two years for anything other than a routine check up. Pet insurance for pre existing conditions could save you money if your pet already has an illness. This pet insurance would cover hereditary or genetic illnesses even if your pet showed symptoms before you enrolled. Pet insurance companies define a pre existing condition as any illness or condition that a covered pet was afflicted by or showed symptoms of before the effective date of the policy or during the policy waiting period.

The aspca pet health insurance program does not require a veterinary exam or any medical records for enrollment. This isn t terribly surprising it s equivalent to trying to get car insurance after your car has already been in an accident. Cover for existing conditions will probably be more expensive so consider if the extra cost is worth it. Because pre existing conditions are excluded from most pet insurance policies you ll need to look for specialised cover if you want to be covered for those conditions.

Non curable pre existing conditions. To help identify pre existing conditions and assess the overall health of your pet some providers may require proof that your pet has had a full medical exam prior to enrolling in their pet insurance. Some will cover historic conditions but only if your pet has been free of symptoms and treatment for a set period of time usually at least two years. They may also ask for past veterinary records.

You should bear in mind that if you do find a policy that covers pre existing conditions you might not be able to claim immediately or receive full cover. While they re still not a dog insurance that covers pre existing conditions completely they do cover curable pre existing. This definition includes recurring illnesses or conditions as well as injuries and associated complications. This is very rare to see from a pet insurance company and for that reason i love their policies.

Compare pet cover policies that can cover your cat dog or domestic pets even if they are already sick.